Monthly Archives: March 2013

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Life in Maputo, Mozambique: An Insider’s View

According to experts, Mozambique is now a country that is full of hope and is a slowly emerging economy even after difficult times. Two civil wars have ripped the country apart from the 80’s until its early 90s. Today, it has an industry and economy that thrives on tourism and coal mining.

Maputo is a cultural destination for many tourists, but its locals consider that their country is still undergoing a massive transformation. While their respective societies expect most Maputo and Mozambique women to stay at home to take care of their children, the modernized society of these countries have women who are train drivers, cab drivers and office personnel. Women are given the right to equally compete against men in terms of jobs and work.

Natural resources are the main source of economy for Mozambique. It’s rich vegetation, coal mines, minerals and culture has made it a worldwide hit. However it is for Maputo and Mozambique’s culture that entice most travellers. Maputo also has a diverse architecture and a history that can intrigue tourists to see the vacation spot.

Many people have excelled in creating delivery companies, advertisement agencies, job hunters, science, and industry, which contributes to the overall growth of the country. National treasures for culture and the arts are also being awarded; experts take this as a sign of Maputo and Mozambique’s achievement of economic stability and growth.

Whiplash Compensation Claims: Honest Drivers Paying £118 Yearly For Car Insurance

The UK insurance company Aviva recently announced that most of its car insurance holders are paying an extra £118 yearly due to the increasing number of fraudulent and exaggerated whiplash compensation claims. Young and new drivers are the ones bearing the brunt of the insurance payment rise.

It is not only Aviva, but the rest of the UK insurance industry, that loses millions of pounds because of fraudulent whiplash compensation claims. The Ministry of Justice and the UK government proposed to reduce the number of these fraud claims to encourage insurance companies to challenge suspicious claims and lower the insurance industry losses.

The MOJ announced that it would have the Small Claims Court pay out more than its normal £1000 claims payout to reach a ceiling of £5000. The MOJ and the government also plans to place a minimal speed limit for whiplash injuries and make it difficult for fraudulent claims to gain compensation through an independent medical board.

Aviva recommended that victims should consider going directly to their insurance companies to make a claim as it can effectively slash off £1.5 billion from the yearly expenses of insurance companies, bringing down the car insurance repayments by £60.

However, the Association of Personal Injury Lawyers condemn these new guidelines, stating that victims are left vulnerable and become left out of the justice system. They also said that if victims directly made a claim to insurance companies, the insurance company can just offer a lump-sum repayment that is not enough for the victim’s compensation.

The Culture of Maputo: Socializing With Maputo’s Locals

Most travellers find excitement in knowing the culture and society of their location, and if you’re in Maputo in South Africa, respecting the culture and society of Maputo greatly matters as to any other country you visit. It is important to understand the following about Maputo’s locals to ensure your safety and that everyone you talk to could understand you properly.

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1. Communication
When talking to Maputo’s locals and Mozambique locals in general, they tend to “beat around the bush”. This means they tend to talk about the subject indirectly and passively. Maputo’s locals are quite aware of the feelings of other people, so they cannot speak their true feelings at once. When they invite a person to a party or meeting, this might be half-hearted and only said out of politeness and courtesy. However, Mozambique locals are quite direct when addressing physical appearances and personal attributes.

2. Gender
Gender roles in Maputo and Mozambique tend to put women in a home-manager role where they only cook and ensure the house is in order for the family, but a great number of Maputo women are employed and work in fields that are male dominated. The further the locals are from the city of Maputo, the more they become traditional women. Women always cover their thighs as this is considered a private part. However, in Maputo and Mozambique’s society, they expect a woman to act differently than the local women.

3. Culture
A visitor to a Maputo local who refuses to stay for tea and a snack is considered by the general society a rude gesture. It is also impolite to refuse food, or other things, such as free service or products in Maputo. However, a justified response, such as an urgent activity afterwards, can suffice.